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Stored Value Cards - Prepaid Convenience-SaveMoneyGuides.com

,You see them everywhere - gift cards, restaurant cards, phone cards and more. These stored value cards (SVCs) electronically store any funds you pay in advance to make a purchase, pay a bill or withdrawmoneyat a later date. They’re also very convenient to use.A growing number of consumers simply don’t like to carry cash around or write checks anymore. SVCs are an attractive financial alternative to many of these consumers who now prefer to make a majority of payments electronically.Even employer

Benefits of Asset Finance - The Reason Behind Its Popularity-SaveMoneyGuides.com

,Asset finance is a sort of financial arrangement with the help of which one can purchase any business related equipment be it new and used cars, machinery or office equipment. As the loan can be arranged easily, many business firms take the asset finance route to expand their business infrastructure and this is adding to its growing popularity as an affordable finance solution.Here are some major benefits associated with asset finance:Helps in saving working capitalBuying equipment outright need

Your Money Questions Answered - Part 2-SaveMoneyGuides.com

,Continuing with “YourmoneyQuestions Answered”. Here are more questions and answers from ordinary people with commonmoneyproblems concerning debt, budgeting and general dailymoneymanagement issues.QUESTION: “I remember the debt reduction concept of 40, 30, 20, 10 but would like more info on the categories for the various splits, eg: where does mortgage go and where does the electrical bill and food bill go etc Hope u can help me”ANSWER: Fixed costs are essential costs that are governed by your li

Money Management-SaveMoneyGuides.com

,DON’T MESS WITH OTHER PEOPLE’S MONEYYou must be 100 percent accountable in allmoneymatters. If you owe someone, they must be paid. If you write a check, it is the same as cash. How do I do this?INTRODUCTIONThe financial system is designed to separate young people from their freedom as rapidly as possible. This is accomplished by getting them in debt up to their eyeballs. People deep in debt have a constant fear of losing their JOB. Debtors cannot see the big picture nor do they dare to be free t

Saving Money - 7 Ways to Save Money-SaveMoneyGuides.com

,Are you struggling with not having enough money? Does it seem like at the end of the month, there is more month than money?With that thought it mind I thought I would write some ideas that would help people Save Money. There are many more ideas you can use but these might be of some help.7 Ways To Save MoneyWrite everything down that you spend yourmoneyon. Even the littlest item or amount. When you see what you are spending yourmoneyon you will become a more careful spender.Make a budget. You al

Simple Ways to Save and Have More Money-SaveMoneyGuides.com

,To have moremoneyyou either need to work more or spend less. And let’s face it, no one wants to work more in order to buy things that they don’t have time to enjoy.Spending less is easy because it simply means less time spent shopping so you save time and money.So when you go shopping, whether it’s for groceries, clothes or anything else, stop and ask yourself if you really, really need to buy what it is you’re buying. And if the answer is no, then put the item back where you picked it up from.W

Free Coupons Come Back A-Calling-SaveMoneyGuides.com

,Coupons have been around for a century. Literally. But in the past decade coupon redemption rates have steadily fallen.As reported in The York Times Magazine (July 27th, 2008) coupon redemptions fell from 4.7 billion in 1998 to 2.6 billion last year. That trend is now starting to reverse. It seems that coupons are no longer a silhouette of an era gone by.Even with the ten percent drop in gas prices this July, fuel-driven inflation is causing most consumers to feel the pinch of rising prices. And

Money Transfers - What to Watch Out For-SaveMoneyGuides.com

,As we move further into the 21st century, technology is developing to the point that many new methods of sendingmoneyoverseas are emerging.People in some countries are able to use their cell phones to carry out banking transactions, includingmoneytransfers.Almost anyone with an internet connection or a telephone line can now sendmoneyjust about anywhere in the world without ever leaving the house.The days of sending a check overseas and waiting several days for themoneyto become available to the

Financial Experts - Can You Rely on Them?-SaveMoneyGuides.com

,We may all rely on financial experts from time to time. It might be during a home purchase, investing in stocks, getting your taxes right or just to obtain a loan. Not many people have detailed knowledge on all these areas and an expert’s view is needed. But can you rely on their advice?As with any other profession, there are good, honest people and there are people more focused on their own wallet than on yours. Your job when you need the help from a financial advisor is to figure out which adv

First Piggy Bank - A Mistaken Lesson in Money Management?-SaveMoneyGuides.com

,How old were you when you got your first piggy bank? Most of us had a piggy bank when we were growing up. Usually, it was the first lesson that any of us got in managing our money. The piggy bank has been the universal symbol of savings throughout the world for well over a century. In fact, the first piggy bank is the most traditional way to introduce the concept ofmoneymanagement to children. That stalwart tradition, however, is the least effective way of managing money, and most of the time, a